What’s the Difference Between Liability and Full Coverage?
Choosing the right cure auto insurance michigan phone number can be a bit confusing, especially when deciding between liability and full coverage. Both offer different levels of protection, so understanding these differences is essential to make an informed choice. This article will break down the key points of liability and full coverage, using examples to explain each type and highlighting important distinctions to guide you in choosing the right option. Overview of Liability Insurance in Auto Policies Liability insurance covers damages or injuries you cause to others in an accident where you’re at fault. It has two main parts: bodily injury and property damage liability. Bodily injury covers the medical expenses and lost wages of the other party, while property damage liability covers repairs or replacement costs of damaged property. Liability insurance is usually the minimum required coverage by law in most states. Basic Structure of Full Coverage Auto Insurance Full coverage offe